China Banking Regulatory Commission data released on 12, 11 at the end of 2010, major banking institutions for affordable housing development loan balance of 75.1 billion, an increase of 32%, higher than the average growth of real estate development loans Super 8 percentage points. Individuals to purchase affordable housing loans 19.8 billion, an increase of 42%, higher than all the individual mortgage loans increased 10 percentage points.
China Securities News, learned from the five state-owned commercial banks, five rows in the strict control of the tempo of real estate loans and the new size, the active support of affordable housing, housing prices, public rental housing in shantytowns, and other support housing construction, which is the direction of their future business development.
along, the CBRC attaches great importance to construction of affordable housing, in 2008 the People's Bank in conjunction with the June 2010 for the implementation of the State Council convened the National Working Conference of public rental housing, the CBRC issued in conjunction with other six ministries jointly issued a
According to China Banking Regulatory Commission to concerned parties, the next phase of the CBRC will supervise and guide the effective grasp of banking institutions on the basis of risk continue to increase credit support affordable housing efforts in the banking financial institutions to carry out affordable housing Loan deficiency encountered in risk mitigation, payment protection and other issues difficult to implement, the CBRC will carefully study and strengthen communication and consultation with relevant departments to jointly create a favorable policy environment for banks.
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