Tuesday, February 15, 2011

Traffic Insurance losses True Lies

 Insurance Regulatory Commission staged At the meeting, said the strong narrow the financial report summarizes the first book loss of 3.9 billion there.
The Warriors are rare Yuan, to prove put such a large satellite, the right to vent his courage down, explained: report summarizes the carrying loss of 3.9 billion. And if the accounts in accordance with international accounting standards, then a certain profit. because the first year to carry out cross-strong insurance business, insurance companies, such as computer reconstruction costs in the insurance policy, process reengineering and so they invest more, can only be amortized in the year. So, on the loss of the.
Let us look strong narrow loss in the first year is how: According to consulting firm PricewaterhouseCoopers issued by the strong narrow thematic summary of the financial report, July 1, 2006 to June 30, 2007, the National Traffic Insurance underwriting various types of motor vehicles 57,550,000 Business, Traffic Insurance premium income 50.7 billion business. As of June 30, 2007, has terminated the insurance liability insurance premium 22.7 billion, insurance premiums have not yet terminated 28.0 billion. Traffic Insurance claim expenses 13.9 billion, 14.1 billion all kinds of operating expenses, investment income 1.4 billion.
turned out that 3.9 billion is so out :227-139-141 +14 =- 39.
fog
simple loss ratio 13.9 billion in claims are not spending that can not be trusted, or carries it with the Premium 22.7 billion, February 2007, in Shanghai to pay compulsory insurance premiums for the 9.6 billion, claims 54.76 million yuan, a simple calculation Peifu rate was 5.7%. I understand that the end of December last year, Guangdong Traffic Insurance was a loss Since last July 1 by the end of March this year, Chongqing Traffic Insurance premium income 2 billion claim paid only 24.38 million yuan .3 January, Traffic Insurance Peifu was 11.7%, while commercial insurance loss ratios for automobile was 55.7%.
insurance loss ratio than a simple 6%. insurance needs closing time 3 months, the recent Peifu mainly occurred before 3 months of cases. But now is the November 30, even if the survey is based on Gordon Liu point in time, from June 30 from, but also beyond 2 months, then why do happen in real rates will be such a big difference then?
If AMOUNT / liability insurance premiums have been terminated or 139/227 = 61%, the loss ratio is merely 61%, and Chongqing City statistics, commercial insurance loss ratio 55.7% similar, while the U.S. The loss of agricultural insurance policy was 95% to 97% in the industry believe that our strong narrow loss ratio should be at least 90% is surplus to no loss.
operating costs involved are so high?
also surprisingly high as well as closer to the national trend in the public sector.
strong narrow : Hong Kong-listed PICC P & C Annual Report 2006, shows net premiums earned 55.616 billion yuan, an increase of more than 4.2% in 2005. In explaining the reasons for that growth, mainly auto insurance last year, rapid growth in net premiums earned, The surge in auto insurance premiums is driven by strong cross insurance business results. PICC P & C insurance business increased substantially in 2006, turnover increased by 5.336 billion yuan.
the parent company of Ping An of China Ping An Property & Casualty 2006 Annual Report shows, property & casualty insurance business in 2006 1.048 billion yuan net profit, an increase of 148.3 percent over 2005, which with the new Traffic Insurance are not unrelated. And in 2004, 2005, Ping An Property & Casualty insurance profit is negative for two consecutive years.
Yuan Li said if true, as is the loss of,
exposed tail of earnings back to their own
Fortunately, Yuan Li left a way out: I believe that company management as the next step to strengthen and expand the company's stable and strong narrow business running smoothly, this year saw Traffic Insurance With the trend of earnings. , January-October 2007 carrying strong narrow profit 930 million yuan.
the 930 million yuan is how come I do not want to the bottom, anyway, after reading this article, we will know in this market , is which side is always playing.

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